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The 1% Rule and Its Long Term Impacts

If you’re like most people trying to improve your financial future, it can seem like an impossible task. Life seems to have a never ending list of obstacles, inflation has been squeezing wallets across the globe, it can bring even the strongest of wills to their knees. Many people I talk to struggle to even …

The Hidden Cost of Financial Illiteracy

Financial illiteracy can be incredibly costly, both in the short term and over a lifetime. According to the Financial Educator’s Council’s 2024 Report, responders indicated financial illiteracy cost them on $1,506 in 2023. As I have worked with people I’ve seen how a lack of basic financial knowledge leads individuals to make poor financial decisions …

What’s the Best App for Budgets?

One problem I see with many of the people I coach who are struggling financially is that they do not monitor their spending. If you ask these people how they track their spending, the answer is typically that they keep a mental tab on where their money goes. I hope it’s obvious to you all …