Empowering your financial journey
Empowering your financial journey
One problem I see with many of the people I coach who are struggling financially is that they do not monitor their spending. If you ask these people how they track their spending, the answer is typically that they keep a mental tab on where their money goes. I hope it’s obvious to you all …
I see a lot of people talking about different debt management options as a way to dig themselves out of a financial hole. Many of the people I encounter exploring debt management think of it as a silver bullet to their troubles and few understand the impacts and ramifications. I wanted to explore the different …
If you don’t follow the various assembly bills and senate bills in California, AB 2927 is likely not on your radar. AB 2927 passed in June and has major impacts on high schoolers. This bill requires all high school programs to offer a personal finance course by school year 27/28, and to require it as …
A question almost as divided as politics. If you were to ask 10 people how much they think they should keep in savings, you will likely get different several different answers. Even the experts disagree on the subject and have their recommendations. Those at Ramsey Solutions recommend 3-6 months worth of expenses, while Suze Orman …
One question I get at least once a week is should someone buy a house now or wait for rates to drop. This is a complicated question, and honestly whoever has the answer is going to make a lot of money. I won’t claim to know what will happen, but I can offer my best …
The most frequent topic I hear about these days is the cost of food. Nearly everyone I talk to lately is struggling to find ways to reduce their food costs. This may give you some peace of mind knowing it’s not just you, but how does someone keep their food costs within budget when inflation …